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How Many Demerits would you Receive for These Violations?

We don’t have exact published numbers of the most common driving infractions, but it’s a general consensus that these moving violations below are the most common for police to issue tickets on. Being charged with these violations could raise your auto insurance rates and for sure, they are an indication of bad driving.

  1. Speeding:  Penalties for speeding can range up to 6 demerit points (50 kph over speed limit), loss of license, and a fine of $19.50 per kilometer over the speed limit, plus a possible stunt driving charge, Speeding charges stay on your record for 3 years.
  2. Running a stop sign or red light: could result in 3 demerit points and a $325 fine.
  3. Unsafe lane changes/not signaling: this will result in a 2 or 3 demerit point charge plus a fine.
  4. Reckless driving: this is a serious offense and will result in 6 demerit points and possible license suspension plus hefty fines.
  5. Tailgating: driving too closely to the car ahead of you will result in a charge of 4 demerits
  6. Driving the wrong direction: Driving down a one way street in the wrong direction will result in a charge of 3 demerits.
  7. Passing in a no passing zone: Passing where prohibited will result in a charge of 3 demerit points
  8. Not using seatbelt: Failure to wear a seat belt will result in 2 demerit points charged.
  9. Crossing the median. Failing to drive in a marked lane results in a 3 demerit penalty.

Being charged with any of these offenses can affect your insurance coverage and perhaps a refusal to insure by your insurance company. Driving and texting penalties may include fines and demerits, and a red light camera infraction will result in a hefty fine.

How do you feel about your car insurance rates? Do you know how they compare to US states auto insurance rates? Don’t understand no fault insurance and its implications and whether it even works?

 

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