While most of us have respect for the law, a relatively small minority of drivers will commit reckless, dangerous and even criminal acts while driving on our roadways.
For some it might be poor impulse control and road rage, while for others it is irresponsibility and even criminal intent. The end result for us all is higher insurance rates.
Recent News Story: Man arrested for Dangerous Driving
A Hamilton man has been arrested for fleeing from police with an infant and a toddler in the backseat of his van, police say.The chase started on Thursday, April 10 around 9:30 a.m. when a police officer saw a man using his cell phone while driving a 2000 Mazda MPV minivan. An officer tried to stop the van but the man sped away, police say. The officer abandoned the chase because of concerns for public safety, and saw the van turn left onto King Street. Witnesses told police that the van turned onto Garfield Avenue – which is a dead end street.
The officer found the vehicle, but the female passenger was now driving with the man sitting in the passenger seat. A 20-month-old child and 7-week-old infant were in the backseat, police say. Further investigation revealed the man’s license was on a Canada-wide suspension for failing to stop.
A 27-year-old Hamilton man was charged with dangerous driving, flight from police, driving while disqualified and driving while using a handheld communication device. He was held for a bail hearing.
– excerpt from a CBC news report
Generally, dangerous driving is described is the operation of any vehicle in a manner that is dangerous to the public.
Examples of dangerous driving include speeding over 80km above posted speed limit, driving while intoxicated, reckless lane changes, running red lights, street racing and stunt racing, along with driving recklessly in hazardous road conditions. In each case, the driver’s driving behaviour represents a significant risk to other drivers, pedestrians or other road users.
The legislation and criminal code hold that a dangerous driving charge is warranted when a motor vehicle is driven in a manner that is dangerous to the public with respect to the conditions of that place. Dangerous driving charges apply to the operation of boats, personal watercraft, trains, and airplanes.
According to the Ontario government:
When filing charges, the courts don’t consider age, gender, or experience as relevant factors. You cannot use them in your defense if you’re charged. Those who are convicted of dangerous driving face having their vehicle impounded, heavy fines, driving privileges revoked, higher insurance rates for 5 years, and imprisonment not exceeding 5 years. Those who cause death in the incident could be subject to a maximum imprisonment for 14 years.
The saddest consequence of dangerous driving is the carnage that results including death and bodily injury. Families may lose their loved ones and the costs of dealing with the incident, including medical and legal costs are extremely high.
And for the person charged, their life could be ruined. We can’t say for sure what factors lead up to a dangerous driving charge. We can say that those who drink, speed, love risk, and have less regard for other’s safety are more likely to find themselves charged with dangerous driving.
Concerned about your teen’s driving and how you can reduce your insurance liability? Bad driving might just be a set of bad habits many drivers develop over time. To keep your teen drivers from making costly or even disastrous decisions while driving see our post on managing teen drivers. Texting and driving is one of the most significant issues to crop up for teen drivers and it could make it tougher for your young driver to get their own insurance coverage. Find out more about being a better driver.
Is a parking lot accident any different than an on-road accident? We’re seeing usage-based auto insurance more these days, but is it really a good solution? Do you know how your auto insurance rates are set?
If you’re searching for a Markham insurance company for life insurance or home insurance, you will likely find better results in working with an insurance broker. You’ll have a wider array of quality insurance products to choose from.