Cornell Insurance
Recent Articles
Staff Jersey Day!
Staff Jersey day supporting the Humboldt Bronco’s during these...
Cornell’s Halloween Costume Contest 2017
In typical fashion some of the staff at Cornell...
Don’t be Nauti this boating season!
With summer holidays and long weekends boating season is...
Cornell’s Battle of the Axes.
The staff at Cornell took to the cages to...
Will my home insurance cover rainfall and floods?
TORONTO — The majority of Canadian homeowners aren’t insured...
Charity Classic Car Show – sponsored by Cornell Insurance – June 11, 2017
First Annual Classics in the Country Car Show –...
Tips For Getting Classics Roadworthy For Spring
For classic car owners in northern climes, the long...
New Legislation for Hydrovac Contractors
Notification to all Hydrovac Contractors considered Road-Building Machines. Effective...
Happy Halloween!
  Happy Halloween from the Cornell Insurance team!  ...
Can you Deal with the Real Costs of Tornado Damage
Those unlucky enough to be living in the direct...
Most Stolen Cars in Canada
Car and truck theft continue to be major sources...
Using Anti-Theft Devices Saves Money
Using Anti-Theft Devices Could Help you Save on Auto...
What’s Really Covered under Boat Insurance?
Another summer season is upon us and thousands of...
Car Maintenance: 13 Tips to Save Money
Don’t Shop around for a better price; Avoid Big...
How Much Life Insurance Do You Need?
It’s a topic a lot of people don’t like...
14 Factors that Determine your Home Insurance Premium
A great way to learn about home insurance and...
10 Ways to Save on Your Auto Insurance
For many smart consumers, saving money is almost an...
Most & Least Expensive Cars to Insure in 2014
You might be able to save several thousands of...
Top 12 Reasons To Use An Insurance Broker
Most consumers are unaware of the difference between an...
Motorcycles — Dangerously Vulnerable Vehicles
There isn’t a vehicle around that doesn’t reveal the...
Cheapest and Most Expensive Cars to Insure 2014
New Report Reveals How Much Car Insurance Rates Can...
ATVs, Fun, Good for You, but Still Dangerous
Every spring, summer and fall, tens of thousands of...
Ontario Demerit Points and How They Affect Your Insurance
How Many Demerits Can I Have? If it’s been...
Driving Under the Influence — Catch me if You Can
You Can be Impaired Many Different Ways Impaired driving...
Top 10 Reasons Drivers Speed
Stats show us that at least at third of...
Impaired Driving and Your Insurance
Drunk Driving and Insurance Rates Despite warnings from police,...
Dangerous Driving – When Drivers Lose It
Dangerous Driving in Ontario While most of us have...
Distracted Driving Penalty now up to $280
Is distracted driving the new “driving under the influence.”...
Managing Your Teenage Driver to Avoid Big Trouble
When teens begin the process of obtaining their driver’s...
Teenage Driving Statistics
Did you just type in “teenage driving statistics” or...
Online Quotes Vs Quote via Agent? Which is Better for You?
Internet technology has come a long way from 1995...
Cars of the Future – What will Change
Technology Will Bring Big Changes – But Will Driver’s...
6 Reasons Generation Y Needs Insurance
Generation Y has one more Big Risk: No Insurance...
10 Ways You Can Become a Better Driver
Need a reason to keep your insurance rates down,...
7 Things You Need to Know About Parking Lot Accidents
Who’s at Fault in a Parking Lot Accident? It’s...
What are the Most Common Driving Infraction Tickets?
How Many Demerits would you Receive for These Violations?...
Usage-based Auto Insurance – How do you Feel about it?
Mention the term usage-based auto insurance policies and you’re...
Liberals Aim to Fight Insurance Fraud
Liberal Government Introduces New Legislation to Combat Insurance Fraud...
Use the Right Child Car Seat and Don’t Get Charged
Car Accidents are a Leading Cause of Death for...
When it Comes to Auto Insurance, Detroit Doesn’t Rock
In its glory days, Motown was the place to...
Will a Red Light Ticket Raise your Insurance?
They’re out there. They’re waiting for you to make...
How Do Your Car Insurance Rates Compare to the US?
At Cornell, we’re always trying to find ways to lower...
Extreme Weather Costs Canadians $2 Billion per Year
Yes, that’s the staggering estimate of the cost of...
What is No Fault Insurance?
Here in Ontario, our government chose to switch to...
Consolidating Insurance Policies Can Save You Money
Couples Should Consolidate and Save Money Congratulations on your new...
What Should You Look for in Renter’s Insurance?
Finding the Best Policy Coverage for You It may...
Will Collision Detection Systems Reduce Insurance Rates?
New Vehicle Technology that Could Save your Life Car...
You Don’t Have Renter’s Insurance!
When Disaster Strikes, You’re in Trouble A rented home/condo/house...
Driving and Texting Costs & Penalties
Texting and Driving – The Penalties Will Increase On...
Top 10 Worst Driving Habits
With auto insurance rates climbing as high as they...
Driving Without Insurance
As if an auto accident isn’t perilous and stressful...
Life Insurance is Packed with Value for You and Your Family
Don’t Deny Yourself the Benefits of Life Insurance If...
Top 7 Car Safety Features You Need to Have
Why Your Car’s Safety Features Could Save You Money...
Winter’s Here, Does Your Vehicle Have it’s Winter Boots?
Winter Driving is Dangerous Every year, people slip and...
Tis the Season to be Careful – All Winter Long!
You might be like everyone — expected to plan...
Top 10 Most Expensive Cars to Insure
Most Expensive Cars to Insure If you’re looking to...
How Your Insurance Company Sets its Car Insurance Rates
Why are Insurance Rate Quotes so Different? If you’ve...
What is Renter’s Insurance?
Renter’s insurance or Tenant’s insurance is a policy that...
Top 10 Cheapest Cars to Insure
Some Cars Could Cost you Thousands more in Insurance...

Dangerous Driving in Ontario

While most of us have respect for the law, a relatively small minority of drivers will commit reckless, dangerous and even criminal acts while driving on our roadways.

For some it might be poor impulse control and road rage, while for others it is irresponsibility and even criminal intent. The end result for us all is higher insurance rates.

Recent News Story: Man arrested for Dangerous Driving

A Hamilton man has been arrested for fleeing from police with an infant and a toddler in the backseat of his van, police say.The chase started on Thursday, April 10 around 9:30 a.m. when a police officer saw a man using his cell phone while driving a 2000 Mazda MPV minivan. An officer tried to stop the van but the man sped away, police say. The officer abandoned the chase because of concerns for public safety, and saw the van turn left onto King Street. Witnesses told police that the van turned onto Garfield Avenue – which is a dead end street.

The officer found the vehicle, but the female passenger was now driving with the man sitting in the passenger seat. A 20-month-old child and 7-week-old infant were in the backseat, police say. Further investigation revealed the man’s license was on a Canada-wide suspension for failing to stop.

A 27-year-old Hamilton man was charged with dangerous driving, flight from police, driving while disqualified and driving while using a handheld communication device. He was held for a bail hearing.

– excerpt from a CBC news report

What is Dangerous Driving?

Generally, dangerous driving is described is the operation of any vehicle in a manner that is dangerous to the public.

Examples of dangerous driving include speeding over 80km above posted speed limit, driving while intoxicated, reckless lane changes, running red lights, street racing and stunt racing, along with driving recklessly in hazardous road conditions. In each case, the driver’s driving behaviour represents a significant risk to other drivers, pedestrians or other road users.

The legislation and criminal code hold that a dangerous driving charge is warranted when a motor vehicle is driven in a manner that is dangerous to the public with respect to the conditions of that place. Dangerous driving charges apply to the operation of boats, personal watercraft, trains, and airplanes.

Charges and Convictions

According to the Ontario government:

  • On average, there are about 2,500 convictions a year for driving at 50km/h above posted limits

When filing charges, the courts don’t consider age, gender, or experience as relevant factors. You cannot use them in your defense if you’re charged. Those who are convicted of dangerous driving face having their vehicle impounded, heavy fines, driving privileges revoked, higher insurance rates for 5 years, and imprisonment not exceeding 5 years. Those who cause death in the incident could be subject to a maximum imprisonment for 14 years.

Penalties

  • Criminal record
  • Automatic 1 year suspension
  • Possible jail time
  • Fine
  • Probation
  • 100% increase in insurance rates
  • Legal fees

The saddest consequence of dangerous driving is the carnage that results including death and bodily injury. Families may lose their loved ones and the costs of dealing with the incident, including medical and legal costs are extremely high.

And for the person charged, their life could be ruined. We can’t say for sure what factors lead up to a dangerous driving charge. We can say that those who drink, speed, love risk, and have less regard for other’s safety are more likely to find themselves charged with dangerous driving.

Saving and Driving Tips

Concerned about your teen’s driving and how you can reduce your insurance liability? Bad driving might just be a set of bad habits many drivers develop over time. To keep your teen drivers from making costly or even disastrous decisions while driving see our post on managing teen drivers. Texting and driving is one of the most significant issues to crop up for teen drivers and it could make it tougher for your young driver to get their own insurance coverage.  Find out more about being a better driver.

Is a parking lot accident any different than an on-road accident? We’re seeing usage-based auto insurance more these days, but is it really a good solution? Do you know how your auto insurance rates are set?

If you’re searching for a Markham insurance company for life insurance or home insurance, you will likely find better results in working with an insurance broker.  You’ll have a wider array of quality insurance products to choose from.

Leave a Reply

Your email address will not be published. Required fields are marked *