Cornell Insurance
Recent Articles
Staff Jersey Day!
Staff Jersey day supporting the Humboldt Bronco’s during these...
Cornell’s Halloween Costume Contest 2017
In typical fashion some of the staff at Cornell...
Don’t be Nauti this boating season!
With summer holidays and long weekends boating season is...
Cornell’s Battle of the Axes.
The staff at Cornell took to the cages to...
Will my home insurance cover rainfall and floods?
TORONTO — The majority of Canadian homeowners aren’t insured...
Charity Classic Car Show – sponsored by Cornell Insurance – June 11, 2017
First Annual Classics in the Country Car Show –...
Tips For Getting Classics Roadworthy For Spring
For classic car owners in northern climes, the long...
New Legislation for Hydrovac Contractors
Notification to all Hydrovac Contractors considered Road-Building Machines. Effective...
Happy Halloween!
  Happy Halloween from the Cornell Insurance team!  ...
Can you Deal with the Real Costs of Tornado Damage
Those unlucky enough to be living in the direct...
Most Stolen Cars in Canada
Car and truck theft continue to be major sources...
Using Anti-Theft Devices Saves Money
Using Anti-Theft Devices Could Help you Save on Auto...
What’s Really Covered under Boat Insurance?
Another summer season is upon us and thousands of...
Car Maintenance: 13 Tips to Save Money
Don’t Shop around for a better price; Avoid Big...
How Much Life Insurance Do You Need?
It’s a topic a lot of people don’t like...
14 Factors that Determine your Home Insurance Premium
A great way to learn about home insurance and...
10 Ways to Save on Your Auto Insurance
For many smart consumers, saving money is almost an...
Most & Least Expensive Cars to Insure in 2014
You might be able to save several thousands of...
Top 12 Reasons To Use An Insurance Broker
Most consumers are unaware of the difference between an...
Motorcycles — Dangerously Vulnerable Vehicles
There isn’t a vehicle around that doesn’t reveal the...
Cheapest and Most Expensive Cars to Insure 2014
New Report Reveals How Much Car Insurance Rates Can...
ATVs, Fun, Good for You, but Still Dangerous
Every spring, summer and fall, tens of thousands of...
Ontario Demerit Points and How They Affect Your Insurance
How Many Demerits Can I Have? If it’s been...
Driving Under the Influence — Catch me if You Can
You Can be Impaired Many Different Ways Impaired driving...
Top 10 Reasons Drivers Speed
Stats show us that at least at third of...
Impaired Driving and Your Insurance
Drunk Driving and Insurance Rates Despite warnings from police,...
Dangerous Driving – When Drivers Lose It
Dangerous Driving in Ontario While most of us have...
Distracted Driving Penalty now up to $280
Is distracted driving the new “driving under the influence.”...
Managing Your Teenage Driver to Avoid Big Trouble
When teens begin the process of obtaining their driver’s...
Teenage Driving Statistics
Did you just type in “teenage driving statistics” or...
Online Quotes Vs Quote via Agent? Which is Better for You?
Internet technology has come a long way from 1995...
Cars of the Future – What will Change
Technology Will Bring Big Changes – But Will Driver’s...
6 Reasons Generation Y Needs Insurance
Generation Y has one more Big Risk: No Insurance...
10 Ways You Can Become a Better Driver
Need a reason to keep your insurance rates down,...
7 Things You Need to Know About Parking Lot Accidents
Who’s at Fault in a Parking Lot Accident? It’s...
What are the Most Common Driving Infraction Tickets?
How Many Demerits would you Receive for These Violations?...
Usage-based Auto Insurance – How do you Feel about it?
Mention the term usage-based auto insurance policies and you’re...
Liberals Aim to Fight Insurance Fraud
Liberal Government Introduces New Legislation to Combat Insurance Fraud...
Use the Right Child Car Seat and Don’t Get Charged
Car Accidents are a Leading Cause of Death for...
When it Comes to Auto Insurance, Detroit Doesn’t Rock
In its glory days, Motown was the place to...
Will a Red Light Ticket Raise your Insurance?
They’re out there. They’re waiting for you to make...
How Do Your Car Insurance Rates Compare to the US?
At Cornell, we’re always trying to find ways to lower...
Extreme Weather Costs Canadians $2 Billion per Year
Yes, that’s the staggering estimate of the cost of...
What is No Fault Insurance?
Here in Ontario, our government chose to switch to...
Consolidating Insurance Policies Can Save You Money
Couples Should Consolidate and Save Money Congratulations on your new...
What Should You Look for in Renter’s Insurance?
Finding the Best Policy Coverage for You It may...
Will Collision Detection Systems Reduce Insurance Rates?
New Vehicle Technology that Could Save your Life Car...
You Don’t Have Renter’s Insurance!
When Disaster Strikes, You’re in Trouble A rented home/condo/house...
Driving and Texting Costs & Penalties
Texting and Driving – The Penalties Will Increase On...
Top 10 Worst Driving Habits
With auto insurance rates climbing as high as they...
Driving Without Insurance
As if an auto accident isn’t perilous and stressful...
Life Insurance is Packed with Value for You and Your Family
Don’t Deny Yourself the Benefits of Life Insurance If...
Top 7 Car Safety Features You Need to Have
Why Your Car’s Safety Features Could Save You Money...
Winter’s Here, Does Your Vehicle Have it’s Winter Boots?
Winter Driving is Dangerous Every year, people slip and...
Tis the Season to be Careful – All Winter Long!
You might be like everyone — expected to plan...
Top 10 Most Expensive Cars to Insure
Most Expensive Cars to Insure If you’re looking to...
How Your Insurance Company Sets its Car Insurance Rates
Why are Insurance Rate Quotes so Different? If you’ve...
What is Renter’s Insurance?
Renter’s insurance or Tenant’s insurance is a policy that...
Top 10 Cheapest Cars to Insure
Some Cars Could Cost you Thousands more in Insurance...

They’re out there. They’re waiting for you to make that one wrong decision and then snap, it’s too late. They’ve got you and a ticket with a hefty fine is coming in the mail.

We all have our own thoughts about what “bad driving” is. Could range from speeding to tail gating to no turning signal used.  In a previous post, we showed you an infographic that revealed what bugs us all most about other drivers. Strangely, running red lights was not on the list. Of all the dangerous things you can do with the exception of passing in a no visual, no-passing zone on the highway, running a red light would have to be considered bad. It’s more than annoying really. It could well be deadly.

The High Volume of Urban Traffic

Running red lights may be one of the most frequent driver transgressions too. Today, there are more traffic signals and more traffic on the roads. If even a small percentage of drivers get impulsive or careless at intersections, it still means a lot of potential damage and trauma. The Ontario government knows this and they’ve permitted municipalities to install traffic cameras to record vehicles passing through red light signals. York region has 20 red light cameras installed at this time.

The Red Light Camera Enforcement Program is intended to improve driver and pedestrian safety by reducing the number of right-angle collisions occurring within intersections. Motorists drive through red lights for a variety of reasons, including (but not limited to):

  • Aggressive/unsafe driving habits
  • Failing to stop before making a right turn on red
  • Inattentiveness/distracted driving

 

It is a controversial practice to use robotic devices to surveil people in public and there are those who believe the red light fines are just a cash grab for municipalities (the lights cost $3.7 million and current fines are at $4.5 million, so they are making money off of it). And then others feel a little calmer about going through intersections. We’ve all probably had that little fear or doubt as we enter an intersection that someone is going to run a red light.

If drivers know the camera exists, they probably will apply the break when they see the amber light.

For whatever reason, there aren’t police officers patrolling intersections at all hours of the day, so the cameras do look to be a good thing for everyone, even if it might be a cash grab by the government.

What do the Red Light Cameras See?

So, let’s say you’re in a hurry one morning to get to work and you see the amber light and step on the gas to get through the intersection before the light goes red. But, you don’t make it through and the camera takes a picture.

That’s not all it does. It records the time of day including the exact time of the incident, your speed, and your license plate number.

Running a red light means you’ve entered the intersection after the light has turned red. That’s after a fairly significant time period, so the picture is taken of a vehicle very late coming through.

Many drivers have complete faith in the traffic signal system and automatically apply the accelerator to go when their light turns green. You can see how a tragic and costly accident can occur.

At this time, in York Region, a running red light ticket will cost you $325, however it won’t result in demerit points or a raise in your insurance.  See their FAQs page and traffic light locations.

Look at the red light cameras this way. They deter those awful accidents we saw in the past and the loss of life. That could be you as the victim, or it could be you caught by an actual police officer. Then you’d be facing much higher insurance and demerit points. An ounce of prevention’s worth a pound of cure.

Although these tickets won’t affect your demerit points and driving record or auto insurance rates, it is wise not to speed through amber lights or red lights. One serious accident could change your life. Please drive safely.

Need a quick auto insurance quote? Use our online quote generator or give us a quick call.  Save money and get the right policy.

Leave a Reply

Your email address will not be published. Required fields are marked *