If it’s been a while since you took your driver’s test, you may have forgotten all about Ontario’s Driver Demerit Point System. It’s a special award system for each and every moving violation (and other violations) a driver commits.
Well, even good drivers sometimes run afoul of the law. One day, you made a left hand turn and didn’t see the sign that read: “no left hand turns.” Like a spider guarding a web, the officer just seemed ready to pounce. Then he handed you the ticket for $130 and 2 demerit points!
You just got your first bad driver points and they stay on your diving record for 2 years. Getting demerit points likely will affect your future auto insurance rates
The ministry of transportation needed a method of helping drivers see and understand their own driving mistakes. A fine does cause pain, but giving the government money isn’t enough. They still want to deter you from future transgressions. Most drivers are creatures of habit, so some disruption is necessary.
Many drivers tend not to take moving violations very seriously. And it seems unfair because a left hand turn isn’t dangerous really. Well, according to the local driving laws, it is.
The demerit point system is used widely. It’s sort of a remedial system in that it makes you more aware of your driving behaviour. And if you get too many points, they’ll take your license away.
If you get 2 or more demerit points, the Ontario government will mail you a warning letter. If you get 9 or more demerit points, you’ll earn yourself an interview with officials to explain your driving and why you shouldn’t lose your license. If you accumulate more than 14 points in a two year period, you will almost certainly lose your license.
If you’re driving in other provinces, Michigan or New York and are convicted of an offense, you may receive demerits on your Ontario driver’s license. Demerits aren’t awarded via red light camera caught infractions.
A DUI conviction will result in you losing your license for a defined period. You may also be unable to travel to the US because of it. A DUI conviction isn’t referred to in the demerit point system since it is a criminal matter handled in the criminal court system.
Here are the demerit points for driving offences, courtesy of the MTO driver’s handbook:
Your driving behaviour really does reflect your care for your own safety, your passengers, and other people on the roadways. The demerit system helps us to correct our driving behaviour and save us a lot of fines, misery, lost wages, and higher insurance rates.
Happy driving and it probably wouldn’t hurt to get an Ontario driver’s handbook and freshen up on safe, legal driving.
If you don’t use your car very often, is usage based auto insurance the right choice for you?
Accident statistics for teen drivers are still not ideal, so it is up to you to manage your teen’s driving habits to ensure they can still get insurance coverage. Rather than getting a quote from some online insurance site, it is far better to speak with a licensed insurance person so you understand what your coverage is and how you can get the best rates.